Zoning Ordinances

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Zero Point Option

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Yield

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Wraparound Mortgage

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Warranty Deed

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Walk-Through

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Veteran’s Administration (VA)

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Verification of Employment (VOE)

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Verification of Deposit (VOD)

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Uniform Settlement Statement

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April 4, 2017

Zoning Ordinances

The acts of an authorized local government establishing building codes, and setting forth regulations for…
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April 4, 2017

Zero Point Option

An option which allows the borrower to opt to pay a slightly higher loan interest…
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April 4, 2017

Yield

The ratio of investment income to the total amount invested over a given period of…
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April 4, 2017

Wraparound Mortgage

A junior mortgage taken back by the seller for the amount of the property’s purchase…
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April 4, 2017

Warranty Deed

A document protecting a homebuyer against any and all claims to the property.
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April 4, 2017

Walk-Through

An inspection of a property by the prospective buyer prior to closing on a mortgage.
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April 4, 2017

Veteran’s Administration (VA)

The federal agency responsible for the VA loan guarantee program as well as other services…
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April 4, 2017

Verification of Employment (VOE)

A document signed by borrower’s employer verifying his or her position and salary.
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April 4, 2017

Verification of Deposit (VOD)

A document signed by the borrower’s financial institution verifying the status and balance of his…
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April 4, 2017

Uniform Settlement Statement

A standard document prescribed by the Real Estate Settlement Procedures Act disclosing all costs paid…
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